Rich Krutsch | Insurance | Stephens

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What We Do

We provide investment banking, research, sales and trading, asset and wealth management, public finance, insurance, private capital, and family office services.

About Us

We are a family-owned financial services firm that values client relationships, long-term stability, and supporting the communities where we live and work.

The Stephens Story

The idea of family defines our culture, because each of us knows that our reputation is on the line as if our own name was on the door.


Our reputation as a leading independent financial services firm is built on the stability of our longstanding and highly experienced senior executives.

Impact Initiatives

We are committed to corporate philanthropy; economic and financial literacy advocacy; and diversity, equity, and inclusion initiatives.

Our Brand Ambassadors

Stephens is proud to sponsor the PGA TOUR, LPGA Tour, and PGA TOUR Champions careers, as well as applaud the philanthropic endeavors, of our Brand Ambassadors.

Making Connections

We host many highly informative meetings each year with clients, industry decision makers, and thought leaders across the U.S. and in Europe.

Our People

Rich Krutsch

Senior Vice President, L&H Benefits Advisor

(479) 718-7413 Send a message
Rich Krutsch

Rich Krutsch joined Stephens Insurance in 2023 as a Senior Vice President in the Life & Health division, focusing on third-party administrator relationships. In this role, he develops innovative strategies that drive employee health outcomes and client success.

Prior to joining Stephens Insurance, Krutsch had a long-term career at ArcBest, where he most recently served as the Vice President of People Services. Among his many innovations, Krutsch developed technology to personalize care while reducing friction. He also developed a program to add benefits without passing costs on to employees that additionally decreased the overall healthcare spend.

Krutsch holds an MBA from the Walton College of Business at the University of Arkansas, and a BA in Political Science from the University of Arkansas. He has also earned the Employee Analytics Certification.