Takeaways from INVESTED Report | Stephens

Who We Are

What We Do

We provide investment banking, research, sales and trading, asset and wealth management, public finance, insurance, private capital, and family office services.

About Us

We are a family-owned financial services firm that values client relationships, long-term stability, and supporting the communities where we live and work.

The Stephens Story

The idea of family defines our culture, because each of us knows that our reputation is on the line as if our own name was on the door.

Leadership

Our reputation as a leading independent financial services firm is built on the stability of our longstanding and highly experienced senior executives.

Impact Initiatives

We are committed to corporate philanthropy; economic and financial literacy advocacy; and diversity, equity, and inclusion initiatives.

Our Brand Ambassadors

Stephens is proud to sponsor the PGA TOUR, LPGA Tour, and PGA TOUR Champions careers, as well as applaud the philanthropic endeavors, of our Brand Ambassadors.

Stephens & Williams Racing Partnership

Stephens is the official investment banking partner of Williams Racing, one of the most winning teams in F1 history. We share that tradition of success.

Making Connections

We host many highly informative meetings each year with clients, industry decision makers, and thought leaders across the U.S. and in Europe.

Our Businesses

Capital Management

We provide fiduciary investment strategies to public-and private-sector institutional clients through asset allocation, consulting, and retirement services.

Fixed Income Sales & Trading

Decades of proven performance and experience in providing tailored fixed income trading and underwriting services to major municipal and corporate issuers.

Institutional Equities and Research

Proven industry-leading research, global market insights, and client-focused execution.

Insurance

Customized risk management, property & casualty, executive strategies and employee benefits solutions that protect our clients over the long term.

Investment Banking

We assist companies with accessing capital through innovative advisory and execution services that help firms achieve their strategic goals.

Private Capital

We have been a trusted and reliable source of capital for private companies for over 70 years.

Private Wealth Management

Our experienced Private Client Group professionals develop customized investment strategies to help clients achieve their financial goals.

Public Finance

We are a trusted municipal advisor with proven expertise in public financings. We also work with clients in negotiated and competitive municipal underwritings.

INVESTED

How Building a Network Can Help Women View Financial Risk Through a New Lens

May 30, 2024

A recent study by Stephens Invested titled “How Women Can Build Wealth: Rethinking the Role of Networks and Reevaluating Risk” found that women are somewhat more risk adverse than men. Invested also demonstrated that when women build more effective and diverse professional networks, it can help recalibrate their approach to financial risk potentially generating more wealth accumulation.

The study, which surveyed 1,200 executives, found that when women bolster their circle of influence, they can make more informed decisions around wealth management. Often, women may have attorneys or accountants in their rolodex but no investment bankers or personal finance advisors to help them understand various investment options and implications. While stowing money in a money market fund means you are less likely to lose money, it can also limit the potential for growing wealth. Similarly, when women executives make certain decisions, such as a major personal investment or a capital expenditure, they consult fewer people than men, according to the research.

Part of this may be due to gender differences in appetites for risk. In the Stephens study, 41 percent of men responded they are “very likely” or “extremely likely” to start a business in the future as compared to only 25 percent of women.

Despite viewing financial risk differently than men, women can strike a balance between growing their wealth and feeling secure in their financial decisions by taking a strategic approach to networking. Here’s how.

1. Look to fill gaps in your network

      When thinking about who can provide input for financial decisions, be it the next career role or real estate purchase, it’s important to identify gaps in one’s network to ensure you make a well-informed decision. Perhaps you have a bevy of marketing professionals, but no investment experts in your network. Or possibly you’ve only dealt with attorneys when it comes to financial transactions. By evaluating your current network, you can then seek out financial professionals who can help fill those gaps or introduce you to people who can. Assessing your network can also help identify your preferences; perhaps you prefer to work with women advisors, or others who offer more nuanced perspectives.

      2. Build relationships based on trust, not transactions

          Too often, we view networking as purely transactional. But the best networks are built upon years of connection, deep listening, and the understanding that advisors are not just there when a sale happens. They can help with a variety of business scenarios and can offer up connections to expand your network exponentially. As Suzanne, a former CEO and publisher put it, “I go through all the doomsday scenarios” with her financial advisor. “I also have a personal advisory board made of people who know me well personally and professionally.” In some cases, the more may actually be the merrier.

          3. Get comfortable with the cold call

            Sometimes we all need a little nudge to reach out to someone – especially if we’ve never talked to that person before. That’s why it’s important to develop a level of comfort with reaching out and asking for help, be it from a person a few paces ahead of you in your career, or a friend of a friend. You never know what you may learn by writing that cold email.

            A robust network can help women rethink their approach to financial planning. By leveraging trusted advisors, filling in gaps in professional networks, and reaching out to new people, women can help mitigate their risk aversion and potentially capitalize on more opportunities to build and maintain wealth.

            1. This material has been prepared solely for informative purposes as of its stated date. It is not a solicitation, recommendation or offer to buy or sell any security and does not provide information on which an investment decision to purchase or sell any securities could be based. It does not purport to be a complete description of the securities, markets or developments referred to in the material. Additional information is available upon request. “Stephens” (the company brand name) is a leading family-owned investment firm that includes Stephens Inc. (member NYSE/SIPC), Stephens Investment Management Group LLC, Stephens Insurance LLC, Stephens Capital Partners LLC and Stephens Europe Limited (Registered office: 12 Arthur Street, London, EC4R 9AB, Registered number 8817024), which is authorized and regulated by the Financial Conduct Authority. For more information, visit www.stephens.com. © 2024 Stephens.