Perspectives

Market Trends

As the 2025 Atlantic hurricane season unfolds, businesses across the Gulf Coast and Southeastern U.S. face elevated risks. In light of the National Oceanic and Atmospheric Administration (NOAA) projection for 3 to 5 major hurricanes, businesses should be proactive in mitigating risks and ensuring a more resilient response.

Company Spotlight

Stephens Insurance is built on lasting values and cultivating long-term relationships. We have earned a global reputation for our vision, integrity, and innovation. We tailor our insurance services to align with our clients’ unique goals to minimize risk and strengthen their financial position.

Market Trends

The rise in increase of freight broker identity theft and falsified shipping documents calls for enhanced verification protocols throughout the shipping process. From confirming carrier details to maintaining strong communication with drivers and warehouses, Stephens outlines essential fraud prevention tactics to safeguard your business.

Market Trends

Open enrollment is a critical time for employers and employees to review and select benefits that impact overall well-being. Careful planning and clear communication are essential to ensuring a smooth and efficient process that benefits both the workforce and the organization.

Market Trends

In the energy sector, the topic of renewable energy generates excitement about the possibility of cleaner and more sustainable energy sources to power our world. While the goal of achieving a complete energy transition by 2050 initially showed promise, a slowing consumer demand for renewable energy and reliance on governmental policy for implementation has drastically changed the timeline.

Market Trends

United Benefit Advisors has released its 2024 Employee Benefits Trends Report, which offers an insightful analysis of national trends in employer-sponsored employee benefits plans segmented by region, state, industry, and business size. This report empowers clients to benchmark their employee benefits programs against competitors, enabling them to develop strategic, data-driven employee benefits programs to attract and retain top talent.

Market Trends

Found in everything from virtual assistants to the algorithms that learn our behavioral patterns on social media, artificial intelligence (AI) has become an integral part of our day-to-day lives. As AI continues to evolve, so does an array of cybersecurity risks. Organizations that seek to avoid financial and reputational damage have incentive to implement artificial intelligence ethically and securely, maximizing its benefits while minimizing potential risks and legal exposure.

Market Trends

The downstream energy insurance market has had its ups and downs, with many concerns being raised by insurers in recent years. Having a sensible strategy to counteract these concerns, and forging long-lasting relationships with key markets, has become increasingly important in order to have a successful property renewal.

Market Trends

The holidays should be a time of joy, not a season of falling victim to cyber threats. Stay vigilant to ensure a safe and festive ending to the year.

Market Trends

The deadline to spend any funds left in your 2023 Flexible Spending Account is fast approaching. Review your account balance now to avoid forfeiting unused funds and sacrificing potential reimbursement for qualifying out-of-pocket medical expenses.