American First Finance Inc. | Stephens

Who We Are

What We Do

We provide investment banking, research, sales and trading, asset and wealth management, public finance, insurance, private capital, and family office services.

About Us

We are a family-owned financial services firm that values client relationships, long-term stability, and supporting the communities where we live and work.

The Stephens Story

The idea of family defines our culture, because each of us knows that our reputation is on the line as if our own name was on the door.


Our reputation as a leading independent financial services firm is built on the stability of our longstanding and highly experienced senior executives.

Impact Initiatives

We are committed to corporate philanthropy; economic and financial literacy advocacy; and diversity, equity, and inclusion initiatives.

Our Brand Ambassadors

Stephens is proud to sponsor the PGA TOUR, LPGA Tour, and PGA TOUR Champions careers, as well as applaud the philanthropic endeavors, of our Brand Ambassadors.

Making Connections

We host many highly informative meetings each year with clients, industry decision makers, and thought leaders across the U.S. and in Europe.

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Sole Placement Agent

American First Finance Inc.

$50 Million 02/25/2016 Depository Complete
Public Companies
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Transaction Details

  • On February 25, 2016, American First Finance Inc. (“AFF”) secured a $50 million Senior Secured Credit Facility from affiliates of Fortress Investment Group
  • AFF provides retail finance solutions to consumers who are turned-down for traditional financing for the purchase of goods and services from merchants at the point-of-sale
  • Continually expanding its network of merchant partners, which currently consists of over 175 merchants across 15 states
  • The company will use the proceeds from the transaction to refinance existing debt and fund future receivables growth
  • Stephens Inc. served as sole placement agent to American First Finance in the transaction

About the company

American First Finance Inc. provides turn-down retail financing to consumers purchasing goods and services from merchants at the point-of-sale. The company offers retail installment sales contracts and lease-to-own contracts. Its customer base consists of non-prime credit consumers who lack access to traditional financing sources for the purchase of products including, furniture, appliances, electronics and other consumer durable goods and services. AFF offers its financing solutions through a network of more than 175 merchants across 15 states with centralized operations in Wichita, Kansas and Dallas, Texas. For more information, please visit

Sources: Company provided and publicly available information.
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